Personal Banking

Citizens Bank offers a variety of checking accounts to meet your changing needs.

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Checking and Savings Accounts

	Citizens Checking	Citizens Plus Checking	Citizens Investment Checking	Citizens Savings
Minimum Deposit to Open Account	$100	$500	$1,000	$200
Monthly Service Fee	No Monthly Service Fee	$7.00 if average daily balance falls below $750	$10 if average daily balance falls below $1,000	$10 if average daily balance falls below $100 (quarterly charge)
Unlimited Check Writing Privileges	Yes	Yes	Yes	Not Applicable
Statements	Free e-statements or paper statements for a $3 monthly fee	Free e-statements or paper statements for a $3 monthly fee	Free e-statements or paper statements for a $3 monthly fee	Free e-statements or paper statements for a $3 monthly fee
Imaged Copies of Checks Included with Statement	Not included	Yes	Yes	N/A
Interest Bearing	No	Yes*	Variable interest rate based on tier level*	Yes*
Additional Features	No fee online banking, mobile deposit, and bill pay**	No fee online banking, mobile deposit, and bill pay**	No fee online banking, mobile deposit, and bill pay**	No fee online banking and mobile deposit**

*Variable Interest Rate: The interest rate will be a variable rate of interest which is set by Citizens Bank from time to time at its sole discretion and which will change without notice to the depositor. The interest rate may be obtained by calling your local banking center.

**Mobile Deposit: This service requires approval.

A fee of $10 will be assessed if an account is closed within the first 30 days.